Terms of Use

Not legal advice

WeCare Consultancy Pte Ltd provides insolvency consultancy and administrative support. We are not a law firm and we are not your solicitors. Nothing on this website constitutes legal advice, and reading it or submitting an enquiry does not create a solicitor-client relationship. You should obtain independent legal advice before acting on anything described here.

Accuracy of information

The guidance on this site summarises the position under the Insolvency, Restructuring and Dissolution Act 2018 (IRDA) and related subsidiary legislation as we understand it at the date of publication. Legislation, thresholds and Official Assignee practice change. We make no warranty that any statement remains current, and outcomes described are illustrative, not promises. Every case turns on its own facts.

No guaranteed outcome

Eligibility for the Debt Repayment Scheme, the terms of any Target Contribution, the timing of a discharge and the treatment of your assets are all determined by the court, the Official Assignee or your appointed Private Trustee in Bankruptcy — not by us. We can prepare, advise and liaise on your behalf; we cannot guarantee a result.

Your enquiry

Information you submit through this site is handled as described in our Privacy Policy. Please do not send sensitive documents through the enquiry form; we will tell you how to transmit them securely once we speak.

Third-party links

Where we link to external resources such as the Ministry of Law or Google, we do not control and are not responsible for their content or availability.

Limitation of liability

To the fullest extent permitted by Singapore law, we exclude liability for any loss arising from reliance on the general information published on this website. This does not limit any liability that cannot lawfully be excluded, including liability under a signed engagement with us.

Governing law

These terms are governed by the laws of Singapore, and the Singapore courts have exclusive jurisdiction over any dispute arising from them.